A roofer fortifying a roof

Louisiana Fortify Homes Program: A Guide

Welcome to our guide to the Louisiana Fortify Homes Program. This groundbreaking initiative is designed to help homeowners fortify their homes against the devastating impacts of natural disasters. 

At 1 Percent Lists, we understand the importance of Louisiana homeowners protecting their investments. That’s why we want to provide a closer look into the details of this program. We’ll highlight its benefits, eligibility criteria, available incentives, and the types of home improvements covered. 

By the end, you’ll have a better understanding of the Louisiana Fortify Homes Program. And how it can not only protect your home, but enhance its value in the process.

A satellite image of a hurricane

What is the Louisiana Fortify Homes Program?

The Louisiana Fortify Homes Program is a state-sponsored initiative that aims to promote home resilience. As Louisiana residents, we face hurricanes, floods, and other natural disasters that can damage or even destroy our homes. 

Through the Louisiana Fortify Homes Program (LFHP), homeowners have the opportunity to receive grants of up to $10,000. These grants are specifically allocated to support homeowners in upgrading their roofs to meet the FORTIFIED™ Roof standard. This standard has been established by the Insurance Institute for Business & Home Safety (IBHS). By participating, Louisiana homeowners can fortify their roofs to help withstand-hurricane force winds.

Through financial assistance, guidance, and other resources, the program empowers homeowners to fortify their roofs. By doing this, we can minimize the potential damage caused by these weather events.

Benefits of the Louisiana Fortify Homes Program

Here are some of the benefits or the program:

  • Enhanced resilience: By fortifying your home through this program, you significantly increase its ability to withstand the forces of nature. From reinforced roofs to storm-resistant windows, the improvements you make can help safeguard your property during extreme weather events.
  • Lower insurance premiums: Insurance providers often offer reduced premiums for homes that have implemented disaster-resistant features. By participating, you not only protect your home but potentially save money in the long run.
  • Increased property value: Homes that have undergone fortification improvements are generally more attractive to potential buyers. It enhances its market value and appeal, providing an added advantage if you decide to sell in the future.

A notepad with the word eligibility written on it

Eligibility Criteria

To participate in the Louisiana Fortify Homes Program, you must meet certain criteria:

  • The program considers homeowners eligible for participation solely for their primary residence. Homeowners must provide verification of a homestead exemption on the property.
  • Homeowners must present proof of active wind and flood insurance policies if their home is in a Special Flood Hazard Area.
  • New construction homes, condominiums, and mobile homes do not meet the qualification criteria.
  • If a duplex serves as the homeowner’s primary residence and they have proof of  homestead exemption, they may be eligible.
  • To be eligible for the program, homes must be in good repair, as evaluated by a FORTIFIED™ Evaluator. Homeowners are responsible for covering the evaluation fee, which typically falls within the range of $300 to $500.
  • Homeowners who start work before approval will not be eligible for grant funds.
  • In order to receive grant funding, the completed project must meet the FORTIFIED™ Roof standard.
  • Grant funds are disbursed directly to the contractors. Any costs exceeding the full grant amount are paid by the homeowner.

For more information, and to find evaluators and contractors, visit the Louisiana Department of Insurance website.


The Louisiana Fortify Homes Program is an incredible opportunity for homeowners to protect their homes against the forces of nature. By taking advantage of this program, you can enhance the safety, resilience, and value of your home. Not to mention protecting yourself and your loved ones.

With the upcoming availability of the program, there’s never been a better time to purchase homes in Greater New Orleans. And we want to help you do just that.

At 1 Percent Lists, we understand the importance of finding the perfect home. Our dedicated team of professionals are experts in the local market, and are here to guide you through the entire process. We’ll help you find the right home for your needs, and ensure a smooth transaction. 

Contact us today so we can help make your homeownership dreams a reality!